Karol Wojtczak is a graduate of Law at Warsaw University and a Head of Transaction Monitoring Operations in ING Hubs. He is also an adjunct professor at Kozminski University in Warsaw, where he leads Compliance and AML Postgraduate Studies. In the past 15 years, Karol served global banks in building shared services functions for AML investigations at the regional and global level. His experience includes building and managing functions and sites, global processes standardization, change management and change control as well as process optimization and delivery of automations in AML investigations processes. Karol also holds a diploma in AML of International Compliance Association and is a Co-Chair of ACAMS Poland Chapter since 2018.